:root {
  --ground: #100F0D;
  --raised: #151412;
  --line: #2A2E32;
  --ink: #E8E2D4;
  --muted: #8A94A0;
  --steel: #8A94A0;
  --paper: #E8E2D4;
  --paper-bright: #F4F0E6;
  --cta: #E8E2D4;
  --cta-ink: #100F0D;
  --cta-hover: #FFFFFF;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  background: var(--ground);
  color: var(--ink);
  font-family: "IBM Plex Sans", "Segoe UI", Helvetica, Arial, sans-serif;
  font-size: 17px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  border-top: 1px solid var(--steel);
}

::selection { background: var(--paper); color: var(--cta-ink); }

a { color: inherit; }

.skip {
  position: absolute;
  left: -999px;
  top: 8px;
  background: var(--cta);
  color: var(--cta-ink);
  padding: 8px 12px;
  z-index: 99;
  font-weight: 600;
  text-decoration: none;
}
.skip:focus { left: 8px; }

.page {
  width: min(1200px, calc(100% - 80px));
  margin: 0 auto;
}

header { padding: 28px 0 0; }

.eyebrow {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--steel);
  text-decoration: none;
}

.hero { padding: 56px 0 56px; }

h1 {
  font-family: "Big Shoulders Display", "Arial Narrow", Impact, sans-serif;
  font-weight: 800;
  font-size: clamp(52px, 9.4vw, 108px);
  line-height: 0.86;
  letter-spacing: -0.02em;
  color: var(--ink);
}

h1 .payoff { color: var(--ink); }

.sub {
  margin-top: 32px;
  max-width: 34em;
  font-size: 18px;
  line-height: 1.45;
  color: var(--muted);
  font-weight: 400;
}

.cta-block { margin-top: 36px; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 26px;
  background: var(--cta);
  color: var(--cta-ink);
  font-family: inherit;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.01em;
  text-decoration: none;
  border: 0;
  border-radius: 2px;
}

.btn:hover { background: var(--cta-hover); }
.btn:focus-visible {
  outline: 2px solid var(--paper);
  outline-offset: 3px;
}

.leaks {
  background: var(--raised);
  border-top: 1px solid var(--line);
  padding: 8px 0 72px;
}

.leak-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}

.leak {
  display: block;
  padding: 36px 32px 40px 0;
  text-decoration: none;
  color: inherit;
  border-right: 1px solid var(--line);
  min-height: 196px;
}

.leak:last-child {
  border-right: 0;
  padding-right: 0;
}

.leak:first-child { padding-left: 0; }
.leak + .leak { padding-left: 32px; }

.rule {
  display: block;
  width: 28px;
  height: 2px;
  background: var(--steel);
  margin-bottom: 22px;
}

.idx {
  display: block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.16em;
  color: var(--steel);
  margin-bottom: 18px;
}

.leak h2 {
  font-family: "Big Shoulders Display", "Arial Narrow", Impact, sans-serif;
  font-weight: 700;
  font-size: clamp(32px, 3.4vw, 44px);
  line-height: 0.92;
  letter-spacing: -0.015em;
}

.leak:hover h2 { color: var(--paper-bright); }
.leak:hover .rule { background: var(--paper); }
.leak:focus-visible {
  outline: 2px solid var(--steel);
  outline-offset: 6px;
}

.band {
  border-top: 1px solid var(--line);
  padding: 64px 0 72px;
}

.band h2 {
  font-family: "Big Shoulders Display", "Arial Narrow", Impact, sans-serif;
  font-weight: 700;
  font-size: clamp(28px, 3.2vw, 40px);
  line-height: 0.95;
  letter-spacing: -0.015em;
  margin-bottom: 16px;
}

.band p.lead {
  max-width: 36em;
  color: var(--muted);
  margin-bottom: 28px;
}

.how {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid var(--line);
}

.how li {
  list-style: none;
  padding: 28px 32px 8px 0;
  border-right: 1px solid var(--line);
}

.how li:last-child { border-right: 0; padding-right: 0; }
.how li + li { padding-left: 32px; }

.how .n {
  display: block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.16em;
  color: var(--steel);
  margin-bottom: 12px;
}

.how h3 {
  font-family: "Big Shoulders Display", "Arial Narrow", Impact, sans-serif;
  font-weight: 700;
  font-size: 28px;
  letter-spacing: -0.015em;
  margin-bottom: 8px;
}

.how p { color: var(--muted); font-size: 15.5px; max-width: 22em; }

.ledger {
  border-top: 1px solid var(--line);
}

.row {
  display: grid;
  grid-template-columns: 1fr auto auto;
  gap: 16px 32px;
  align-items: baseline;
  padding: 22px 0;
  border-bottom: 1px solid var(--line);
  text-decoration: none;
  color: inherit;
}

.row:hover .name { color: var(--paper-bright); }

.row .name {
  font-family: "Big Shoulders Display", "Arial Narrow", Impact, sans-serif;
  font-weight: 700;
  font-size: 28px;
  letter-spacing: -0.015em;
}

.row .amt {
  font-weight: 600;
  font-size: 16px;
  color: var(--ink);
}

.row .go {
  font-size: 13px;
  font-weight: 600;
  color: var(--steel);
}

.note {
  margin-top: 18px;
  font-size: 14.5px;
  color: var(--muted);
  max-width: 42em;
}

.note a { color: var(--ink); }
.note a:hover { color: var(--paper-bright); }

.who p {
  max-width: 38em;
  color: var(--muted);
}

.who a { color: var(--ink); }
.who a:hover { color: var(--paper-bright); }

footer {
  border-top: 1px solid var(--line);
  padding: 36px 0 48px;
  color: var(--muted);
  font-size: 14.5px;
}

.foot {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.foot a { color: var(--ink); text-decoration: none; }
.foot a:hover { color: var(--paper-bright); }

.phones { display: flex; flex-wrap: wrap; gap: 8px 18px; }

@media (max-width: 820px) {
  .page { width: min(1200px, calc(100% - 40px)); }
  .hero { padding: 48px 0 44px; }
  .sub { font-size: 16.5px; }
  .btn { width: 100%; }
  .leak-grid,
  .how { grid-template-columns: 1fr; }
  .leak,
  .leak + .leak,
  .leak:last-child {
    padding: 28px 0;
    border-right: 0;
    border-bottom: 1px solid var(--line);
    min-height: 0;
  }
  .leak:last-child { border-bottom: 0; }
  .leaks { padding-bottom: 56px; }
  .how li,
  .how li + li,
  .how li:last-child {
    border-right: 0;
    border-bottom: 1px solid var(--line);
    padding: 24px 0;
  }
  .how li:last-child { border-bottom: 0; }
  .row { grid-template-columns: 1fr auto; }
  .row .go { display: none; }
}

@media (max-width: 390px) {
  .page { width: calc(100% - 32px); }
  .hero { padding: 40px 0 36px; }
  h1 { font-size: 48px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}